How to get your residential home equity? Every real estate investor or homeowner would always strive to build equity. Equity is the value your home has after subtracting your loan balance. You only end up with a positive equity if your home’s value is more than what you owe.
Home equity is the amount of money built up in your home from the cash investment used as down payment, improvements made, and the increase in real estate prices since your initial purchase. All of these things add to the value of your property and create security as it continues to rise over the years.